If you're a Humana Medicare Advantage member in Delaware who receives care through Christiana Care Health System, you need to be aware of an important change: Humana's Medicare Advantage plans are no longer in network with Christiana Care.
What This Means for You
Your visits to Christiana Care providers may no longer be covered at in-network rates. This could result in significantly higher out-of-pocket costs or require you to switch providers.
Your Options
Switch MA Plans
Find a Medicare Advantage plan that includes Christiana Care in its network
Several other carriers maintain Christiana Care as in-network
Switch to Original Medicare + Medigap
See any doctor or hospital that accepts Medicare nationwide
No network restrictions — Christiana Care always covered
Check for a Special Enrollment Period (SEP): You may be eligible to make a change outside of the normal Annual Election Period. Contact me to find out if you qualify.
Don't Wait
If this change affects you, act before your next medical appointment. Continuing to see out-of-network providers can be very expensive. I can help you review your options and find a plan that keeps your current doctors and hospitals in network.
This is exactly the kind of situation where having a local, independent agent makes a difference. I stay on top of network changes and carrier updates so my clients don't get caught off guard.
Have Questions? Let's Talk.
I'm here to help you understand your options — at no cost to you.
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